How to Check Your Credit Score with RBC: A Comprehensive Guide

As a Royal Bank of Canada (RBC) customer, you have access to myriad tools and features that can help you manage your financial health effectively. One such feature is the ability to check your credit score. This critical financial information, often required when applying for loans or credit cards, can be accessed in a variety of ways. This article will dive into the different methods you can use to check your credit score with RBC.

RBC Online Banking: Easy Access to Your Credit Score

One of the quickest ways to check your credit score as an RBC customer is through their online banking platform. All you need is an internet connection and your banking login information. Following these simple steps:

• Login to your RBC online banking portal using your username and password.
• In the centre of the homepage, click on “View Your Credit Score”.
• Your credit score will appear in a new window, along with insights and tips to improve your score if needed.

As part of RBC's commitment to helping customers safeguard their financial wellbeing, getting your credit score this way is quick, easy, and most importantly, free.

Checking Your Credit Score Through the RBC Mobile App

With the ever-growing reliance on smartphones, banking has never been more convenient. The RBC Mobile app brings many banking features, including checking your credit score, right at your fingertips. Here is how to use the app:

• Open the RBC Mobile app on your smartphone. If you don't already have the app, it's available for download on the App Store and Google Play.
• Login into your account with your username and password.
• On the dashboard, click on the "More" button.
• Then, select "Credit Score". Your credit score is displayed promptly.

The mobile app not only lets you check your credit score but also enables you to quickly react to any changes, ensuring you always have a grip on your financial status.

Contact RBC Customer Service

If you prefer human interaction or need more clarification on your credit score, the RBC customer service team is always available to help. Here are the steps to contact them:

• Call RBC customer service at 1-800-769-2511. Menu options will guide you through the credit score inquiry process.
• After providing the necessary account validation information, request your credit score from the customer service representative.

The customer service rep will be able to provide you with your score, as well as field any questions you may have about credit monitoring, improvements, and the impacts of your score on your financial decisions.

In Conclusion

Whether you need your credit score for a loan application or just for personal knowledge, RBC provides multiple avenues to access this information easily. Understanding and regularly checking your credit score is an essential part of staying on top of your financial health, and in today's digital world, it has never been easier. So, use online banking, the RBC Mobile app, or make a call to customer service – choose the method that suits you best.