How Long Does RBC Hold Mobile Deposits? A Comprehensive Guide

This article will take an in-depth look at how RBC holds mobile deposits and the time it takes before you can access your funds. It aims to educate RBC customers on the ways through which they can handle mobile deposits using online banking, the mobile app, and customer service.

Understanding the Basics of Mobile Deposits at RBC

Mobile deposits at RBC offer customers the convenience of depositing checks from anywhere through their smartphone or tablet. This is possible via RBC's mobile app. However, one common question many customers have is - how long does RBC hold these mobile deposits?

Typically, RBC holds mobile deposits for 2 to 5 business days. However, this timeline can sometimes change based on a variety of factors including the check amount, your account history, deposit history, and more.

Managing Mobile Deposits Via RBC's Online Banking

RBC's online banking system offers an intuitive platform to manage your banking activities, including mobile deposits.

• First, log into your RBC online banking account.
• Navigate to your account summary and select the account you have deposited the check into.
• Here, you can view the status of your mobile deposit. Wait times may vary depending on several factors.

Using RBC Mobile App for Mobile Deposits

RBC's mobile app takes convenience to another level. To manage your mobile deposits, you would need to:

• Download and install the RBC Mobile App from your device's App Store.
• Log in to your account using your credentials.
• Go to the "Deposit" section, where you can view and manage your mobile deposits.
• The expected time for the check to clear will be displayed after you have submitted the mobile deposit.

Contacting RBC Customer Service for Mobile Deposit Inquiries

If you still have questions or encounter any issues with your mobile deposit, reaching out to RBC's customer service is a viable option.

• Customer service can be contacted by phone, live chat, or in person at a local branch.
• RBC's customer service is equipped to handle inquiries regarding mobile deposits, including hold times.

In conclusion, while the standard hold time generally spans between 2 to 5 business days, it's good to monitor your specific deposit status through online banking, the mobile app, or by contacting customer service directly. RBC tries to make depositing checks as convenient as possible for customers, giving you the power to bank whenever and wherever.

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