How to Increase Your RBC Credit Card Limit: A Comprehensive Guide

Do you need to increase your credit card limit with RBC, but don't know how to proceed? Don't worry; you're not alone. Whether you need it for emergencies, to build credit, or for large purchases, increasing your credit card limit can give you the financial flexibility you desire. Here's a step-by-step guide on how to increase your credit card limit with RBC through three convenient methods: online banking, mobile app, and customer service.

1. Increasing Your RBC Credit Card Limit Through Online Banking

One of the most popular ways to alter your credit limit is through online banking. RBC Royal Bank's online banking is easy to use and responsive, and it offers you comfort and privacy. Below is a guide:

• First, visit the RBC Royal Bank website and log in to your online banking profile.
• Once you’re logged in, head over to the 'Accounts Summary' page.
• Here, choose the credit card for which you want to raise the limit.
• Select the 'Increase Credit Limit' option.
• Then fill in the necessary information and submit your request.

RBC will review your request and notify you of a decision within a few business days.

2. Using the RBC Mobile App To Increase Your Credit Card Limit

If you prefer doing everything on your phone, the RBC Mobile App is just the thing for you! Here's how to increase your credit card limit via the app:

• First, open the RBC Mobile App on your smartphone.
• Sign in to your profile.
• Once you're in, go to the 'Accounts Summary' section.
• Select the credit card for which you want to increase the limit.
• Then, tap on the 'Increase Credit Limit' button.
• Finally, fill in the necessary information and submit your request.

Akin to the online banking procedure, RBC will typically respond to your request in a few business days.

3. Contact RBC's Customer Service to Increase Your Credit Card Limit

If you favour human interaction or need help with the process, RBC's customer service is another great option. Here's how:

• First, determine the RBC's customer service number, located at the back of your credit card.
• Once connected, you'll need to verify your identity for security purposes.
• After that, inform the representative that you wish to increase your credit card limit. The representative will guide you through the necessary procedures and may ask you for some additional information.

It's crucial to note that credit limit increases are subject to approval and may include a hard inquiry on your credit score, but the friendly RBC representatives will clarify all that for you during your call.

Conclusion

In the end, with RBC, you have multiple convenient methods to increase your credit card limit. By using either online banking, the RBC mobile app, or customer service, you can gain the financial flexibility you need. Remember to keep track of your spending, make payments on time, and maintain a healthy credit score, as these are significant factors RBC takes into consideration when you apply for an increase in your credit limit.