How to Check Your Credit Score with RBC: On-the-go Financial Awareness

Your credit score is vital to your financial health with it influencing various components in your life - from mortgage rates to mobile phone contracts. Royal Bank of Canada (RBC) made it easier for its customers to stay informed of their credit scores through its online banking, mobile app, and customer service call center. In this informative guide, let's uncover the step-by-step procedures in using the above-mentioned platforms.

Checking Credit Score through RBC Online Banking

One convenient way to check your credit score is through the RBC's online banking platform. By following these simple steps, you'll have that crucial number at your fingertips in no time:

• First, login to your account through RBC's online banking platform. This requires your National Client Card or Visa Debit Number, and your password.
• Upon logging in, navigate to your account overview page.
• Look for the link that reads 'Check Your Credit Score'. It will be displayed in the features section alongside your account details.
• Click on the link. If you haven't checked your credit score before, you may have to agree to the terms of service. Read, confirm and proceed.
• Your current credit score will be displayed, alongside any factors that might be affecting it and tips on how to improve it.

Using RBC Mobile App to Check your Credit Score

In today's fast-paced world, having access to financial information on the go is a necessity. Thankfully, with the RBC Mobile App, you can check your credit score anytime, anywhere. Here's how:

• Begin by downloading the RBC Mobile App if you haven't done so already. It's available on the App Store for iOS devices and Google Play Store for Android devices.
• Using your login credentials, sign in to the app.
• From the main menu, select the 'More' icon, then go to 'Credit Score'.
• Read and accept the terms and conditions if you're accessing this service for the first time.
• Your current credit score, along with useful guides and tips, will immediately be displayed.

Contacting RBC Customer Service for Credit Score Inquiries

For those who prefer personal interaction or face challenges in the digital world, RBC offers the traditional method of obtaining your credit score – through their customer service hotline. Below is the procedure:

• Ring-up RBC's customer service at 1-800-769-2511. This hotline is accessible all week, 24 hours a day.
• Listen to the prompts and choose the option for "Credit Card" or "Banking Information."
• You'll be transferred to a customer service representative. Kindly request them to provide your credit score.
• The representative may have to verify your identity so keep your account details handy. Once verification is complete, they will provide your current credit score.

Conclusion

Keeping a close watch on your credit score is paramount to maintaining a healthy financial condition. With the RBC offering three easy ways to monitor it, customers are always on top of their financial status, whether they prefer digital convenience or human interaction. Knowing your credit score gives you confidence when negotiating lending terms and keeps you organized with your financial goals.

Remember, no matter the method chosen, ensure that the information provided is accurate and up-to-date to avoid misconceptions and erroneous steps forward.