How To Get A Certified Cheque Scotiabank

how to get a certified cheque scotiabank

How to Get a Certified Cheque from Scotiabank – A Comprehensive Guide

Obtaining a certified cheque is a secure and reliable way of making important payments. For Scotiabank customers, this process can be simplified by getting your cheque certified through various methods - online banking, mobile app, or by calling customer service. This article will guide you step-by-step on all the options for requesting a certified cheque from Scotiabank.

Online Banking

Scotiabank's online banking platform is swift, reliable, and easy to navigate. Though it doesn't allow you to directly request a certified cheque, it provides the convenience of managing your transactions as well as transferring funds upfront which are essential steps in the process. Here's how you do it:

  1. Begin by logging into the Scotiabank online platform using your username and password.
  2. Navigate to your account, from where you'll transfer the funds needed for the cheque.
  3. Transfer the amount into your account. Scotiabank will lock these funds to certify the cheque saving you from potential overdrafts.

Once your funds are secured, your next step is to physically visit a Scotiabank branch to request a certified cheque.

Scotiabank Mobile App

Scotiabank's mobile app - a digital banking powerhouse, offers you the flexibility of managing your transactions from the comfort of your home, but like the online banking platform, it lacks the function to directly request a certified cheque. Here's what you can do using the mobile app:

  1. Open the Scotiabank mobile app and log in using your credentials.
  2. Navigate to the section of your account from where you want the cheque drawn and secure the necessary funds.
  3. Proceed to transfer the funds, which Scotiabank will put on hold to certify your cheque.

Just like the online banking method, after securing the funds, you will need to head to a Scotiabank branch to get the certified cheque.

Call Customer Service

If you prefer human interaction or do not have easy access to the internet, calling Scotiabank's customer service for assistance is a feasible option. However, note that this method also requires visiting a Scotiabank branch afterwards. Follow the steps below:

  1. Dial Scotiabank customer service at 1-800-4-SCOTIA (1-800-472-6842)
  2. Choose the banking option
  3. Secure the necessary funds over the phone by guiding the customer service representative through the process

Once you've secured the funds, the representative will give you instructions to head to your nearest Scotiabank branch to complete the process of generating a certified cheque.

In conclusion, due to Scotiabank's security reasons, you cannot directly request a certified cheque online or via its mobile app. However, you can expedite the process by securing the necessary funds through these digital platforms before heading to a branch. By doing this, Scotiabank ensures a seamless, secure transaction that prioritizes their customer's convenience and peace of mind.

No matter the method you choose, you'll be able to request and secure a certified Cheque from Scotiabank with relative ease, making your larger transactions more secure.