How to Wire Transfer Money with BMO: A Comprehensive Guide

If you're on a quest figuring out ways to wire transfer money with BMO, your search ends here. We'll explore each method - Online Banking, Mobile App and Customer Service in detail. Let's dive in!

Wire Transferring Through BMO’s Online Banking

Online banking is a convenient way to manage your finances without having to step into a physical bank. Wire transfers are no exception. The Bank of Montreal (BMO) provides a user-friendly interface to make this process simple and straightforward. Here's how you can do it:

1. Firstly, log into your BMO Online Banking Account.
2. Once you're logged in, look for the ‘Payments & Transfers’ tab and click on it.
3. Click on ‘Wire Transfers’ under this tab.
4. You will be guided through the wire transfer process. Make sure you have the recipient's banking details handy. You'll need their bank name and address, their account number, and the bank's transit and institution numbers.
5. Once you’ve filled in all the necessary details, review the information and submit your wire transfer request.

Transferring Money via BMO Mobile App

These days, almost everyone has a smartphone and BMO has capitalized on this by creating a mobile app that offers nearly as much functionality as its online banking platform. Here's a step-by-step guide on how to make wire transfers with the BMO Mobile App:

1. Open the BMO Mobile App on your phone.
2. Login with your BMO Mobile Banking credentials.
3. Once the app is open, click on the 'Menu' option located at the top left corner of your screen.
4. In the drop-down menu, navigate to 'Payments & Transfers' and select 'Wire Transfers'.
5. Again, you'll need the recipient's banking information.
6. After all necessary details have been entered, review the details and submit your transfer request.

Contacting BMO's Customer Service

If you prefer human interaction or need assistance navigating the wire transfer process, BMO’s Customer Service is always available to help. BMO's team of representatives is skilled in guiding customers through the process, ensuring a smooth and error-free transaction. Here's how you can reach them:

1. Dial BMO’s customer service number - 1-800-363-9992.
2. You'll be connected to an automated system. Follow the prompts until you're connected with a Customer Service Representative (choose the ‘More Options’ category).
3. Once you're connected with a representative, intimate them about your intention to wire transfer funds.
4. The representative will walk you through the process and confirm all details to ensure accuracy before sending the transfer. Make sure you have all essential information ready.

In conclusion, BMO provides several straightforward options to wire transfer money. Whether you prefer to do it yourself online, through a mobile app, or with help from their customer service, BMO has made wire transfers an accessible and simplified process.