How to Set Up Pre-Authorized Payments with BMO: A Comprehensive Guide

As a BMO customer, you can conveniently set up pre-authorized payments to streamline and simplify your monthly transactions. From utility bills to gym memberships, pre-authorized payments can save time, prevent late fees, and help manage your finances more effectively. Ready to get started? Here are your options:

Setting Up Pre-Authorized Payments through BMO Online Banking

Accessing your BMO account online is a simple and secure way to set up pre-authorized payments. To get started, follow these steps:

• Log in to your account via BMO’s official website.
• Once signed in, navigate to the "Payments and Transfers" section.
• Select the “Pre-Authorized Payment” option.
• Fill in the required fields including payee information, account details, and payment frequency. Click "Submit" to finish.

Always double-check your payment details before confirming. A confirmation email or message will be sent to your registered email address or mobile number.

Setting Up Pre-Authorized Payments through BMO Mobile App

If you prefer managing financial matters on-the-go, BMO's Mobile App provides a user-friendly interface for setting up pre-authorized payments:

• Download and sign into BMO’s mobile app from App Store or Google Play.
• Tap the menu icon and choose the "Payments and Transfers" option.
• Select "Pre-Authorized Payment".
• Enter all necessary information including your biller’s details and the amount you want to pay regularly.
• Finally, review and confirm your details by clicking on "Submit".

A confirmation message will appear on the screen and a copy of this will be sent to your email or mobile number.

Contacting BMO Customer Service for Pre-Authorized Payments

If you are having difficulties with the online or mobile options, BMO Customer Service is ready to assist. Here's what you need to know:

• Have your account information nearby, as you will be asked to validate your identity.
• Dial the toll-free BMO customer service number – 1-877-225-5266.
• Choose the option for banking services.
• Follow the voice prompts to the section about pre-authorized payments.
• A friendly representative will guide you through the setup process.

Remember, customer service lines may have waiting times, especially during peak hours.

Conclusion

Setting up pre-authorized payments with BMO is a breeze with these options: Online Banking, the Mobile App, and Customer Service. Once done, you can relax knowing your bills will be paid on time, every time. Stay organized and worry-free with BMO's efficient and convenient banking services.

Disclaimer

Always ensure that your account has sufficient funds to cover your pre-authorized payments to avoid any potential difficulties.