How to Set Up Automatic Credit Card Payments with BMO

Efficiently managing your credit card payments is a key aspect of maintaining a healthy financial lifestyle. With BMO (Bank of Montreal), you can set up automatic credit card payments to ensure you never miss a due date. This guide will take you through three different methods – online banking, mobile app, and calling customer service. Let's explore each option in detail.

Using BMO Online Banking

One of the most convenient ways to set up your automatic credit card payments with BMO is through their online banking platform. Follow the simple steps below to set up your payments:

• Login into your BMO online banking account.
• Click on "Payments & Transfers" option at the top of the page.
• Select "Pay Bills" from the drop-down menu.
• Select your BMO Credit Card as the account to pay from.
• Choose the amount you wish to pay automatically each month.
• Confirm the details and click “Save Settings” to set up the automatic payment.

Be sure to process these steps three business days before your due date to ensure the payment is made on time.

Using BMO Mobile App

If you prefer managing your finances on-the-go, the BMO mobile app is a perfect tool for setting up automatic credit card payments. Here's how you can do it:

• Download and open the BMO mobile banking app.
• Sign in using your online banking user ID and password.
• Select “My Accounts” and choose your credit card account.
• Tap on “Manage Autopay” under credit card details.
• Choose the payment amount and date, then confirm.

By using the mobile app, you hold the power to manage your finances right at your fingertips.

Calling BMO Customer Service

If you find digital platforms too daunting, you can always opt for the traditional method of calling BMO customer service to set up your automatic credit card payments. Follow these steps:

• Dial BMO's customer service number 1-800-363-9992.
• Select the option for Credit Card Services.
• Request the representative to set up automatic payments for your credit card.
• Provide the necessary information and confirm your details.

Regardless of your comfort with technology or online banking, the customer service method allows you to conveniently set up automatic payments over the phone.

Conclusion

Setting up automatic credit card payments with BMO is a simplified process that can be easily enabled through online banking, the mobile app or by calling customer service. Choose the method that suits your comfort and lifestyle best, and never worry about missing a payment again. Consolidating your financial management strategy has never been this straightforward.