How to Increase Your e-Transfer Limit with BMO: A Comprehensive Guide

In modern society, online banking has taken center stage with many transactions, including money transfers, now done through online platforms. The Bank of Montreal (BMO) provides one such platform where clients can quickly transfer money via e-Transfer. However, there is a limit to the amount you can transfer daily. This article will guide you step by step on how to increase your BMO e-Transfer limit using online banking, the mobile app, or calling customer service.

Increasing e-Transfer Limit Through Online Banking

One way to increase your e-Transfer limit with BMO is through online banking. Here are simple steps to follow:

• Log into BMO online banking platform with your username and password. If you don't have an account, you can easily sign up using your debit or credit card details.
• Once logged in, click on 'My Accounts' at the top of the page
• Select 'View e-Transfer Limit.' under 'Account Details'
• Click on 'Change Limit'
• Provide the necessary information and follow prompts to increase your limit.

After these steps, your e-Transfer limit should increase. If you experience any difficulties, consider reaching out to BMO's customer service for assistance.

Increasing e-Transfer Limit Through Mobile App

Another great way to increase your e-Transfer limit is by using BMO's mobile app. Here is a step-by-step guide:

• Download the BMO mobile app from either Google Play Store or the Apple App Store.
• Run the app on your mobile device and login in with your credentials.
• Once you are logged in, navigate to the 'More' tab at the bottom of the screen.
• Select 'Interac e-Transfer'
• Under this section, find and tap on 'Manage Autodeposit & My Limits'
• Select the accounts you want to change and then tap 'Change Limit'
• Follow the onscreen instructions to increase your limit.

Upon completion, your e-Transfer limit should be increased. If you experience any challenges, don't hesitate to get in touch with BMO's customer service.

Increasing e-Transfer Limit Through Customer Service

If you're unable to resolve your e-Transfer limit issue through the online banking platform or mobile app, you can always call BMO's customer service. Here's how:

• Dial the BMO customer service number, ideally found at the back of your BMO bank card.
• Follow voice prompts until you are connected with a representative.
• Explain that you'd like to increase your e-Transfer limit.
• The representative will guide you through the process, which may involve providing them with certain confidential but necessary information.

Once completed, you should have a higher e-Transfer limit. May you find these steps helpful in your journey to ease your online financial activities.

In summary, BMO offers different convenient ways to increase your e-transfer limit, and you can choose the method that suits you best. If you encounter any difficulties, always remember that BMO’s dedicated customer service team is ready to assist.