How to Close Your BMO Bank Account: A Comprehensive Guide

Closing your BMO bank account may be necessary for various reasons. Maybe you have found a bank that coincides better with your needs, or perhaps you're leaving the country. Whatever the reason, this step by step guide will provide comprehensive steps on how to close your bank account with BMO through three convenient options: online banking, mobile app, and customer service call.

Closing your BMO Account Via Online Banking

Online banking is an easy and convenient method for closing your BMO bank account. Here's a step by step process:

• Log in to your BMO online banking account on a secure network.
• Head to the ‘Message Centre’ under the 'Customer Services'.
• Select the ‘Bank Accounts’ or 'Account Services' option.
• Choose ‘Account inquiries’ or similar.
• Compose a new message requesting account closure. Include the account numbers you wish to close and ask about any additional information required.
• Once you receive confirmation of closure, double-check to ensure that your account has indeed been shut by logging in.
• Remove your account details from any automatic bills/services, if any.
• Contact BMO if you notice any discrepancies post-closure.

Closing Your BMO Account via Mobile App

The BMO mobile app is another effortless way to close your bank account. Here's a straightforward guide on how to do it.

• Log in to your BMO App.
• Locate and tap on the ‘Message Centre’ tab.
• Choose ‘Account inquiries’ under the ‘Bank Accounts’ or 'Account Services' menu.
• Type in a new request for account closure. Mention the account numbers you wish to close and any additional necessary information.
• Confirm the closure by logging into your account after receiving a confirmation message.
• Ensure to remove these account details from any auto-pay services or monthly bills.
• Get in touch with BMO if you encounter any issues after account closure.

Closing Your BMO Account via Customer Service Call

If you prefer a more traditional route, you can opt to close your BMO account through a customer service call. Here's how:

• Get your account information and any related documents ready.
• Call the BMO customer service number at 1-877-225-5266.
• Once connected with a representative, express your desire to close your account.
• You might be asked to provide account-related information or answer security questions for verification reasons.
• Make sure to inquire about any pending charges or residuals before finalizing the closure. Ask for a written confirmation for future reference.
• After confirmation, double-check your account status by trying to log in or calling customer service again.
• Update any linked services or automatic transactions with your new account information.

While closing your BMO bank account can be done with ease, ensure that all pending transactions are completed before account closure. Analyze all three methods to determine the one that will provide the most convenient process for you.