Maximising the Use of BMO Rewards Points: A Comprehensive Guide

BMO Rewards Points are a versatile currency offered by the Bank of Montreal (BMO). They can be redeemed for travel, merchandise, gift cards, and much more. Understanding how to utilize these points can open a world of benefits and savings for BMO customers. This guide will demonstrate how to manage your BMO Rewards Points through online banking, the mobile app, and by contacting customer service.

Managing BMO Rewards Points via Online Banking

Online banking is one of the easiest and most efficient ways of managing BMO Rewards Points. The platform provides a clear overview of your rewards balance and an array of redemption options.

1. Log into your BMO Online banking account.
2. Once logged in, select 'My Rewards' from the account summary page.
3. Here, you will find your available points and an array of options to redeem them.
4. Follow the prompts and choose your preferred method of redemption.

Online banking allows you to redeem your points for travel, merchandise, or gift cards with ease, providing you with immediate financial advantages.

Utilizing BMO Rewards Points through the Mobile App

The BMO Mobile App provides users with the ease and convenience of managing their Rewards Points, all at their fingertips. Below are the steps to redeem your points using the App:

1. Log into your BMO Mobile Banking App.
2. From the main menu, select 'Rewards' under 'My Account'.
3. You will see the total BMO rewards points you've collected. Tap 'Redeem Now' to start the redemption process.
4. Choose your desirable redemption category and follow the guided process.

The mobile app interface is highly user-friendly and can be used anywhere, anytime, making it a preferred option for many customers.

Redeeming BMO Rewards Points via Customer Service

If you need individual assistance, BMO's customer service team is always ready to assist. They can guide you through the process of managing and redeeming your rewards points. Here are the steps to using this service:

1. Call BMO's customer service line at 1-877-CALL-BMO.
2. Follow the automated prompts to connect with a customer service representative.
3. Once connected, let the representative know that you wish to redeem your BMO Rewards points. They can give you an up-to-date balance and discuss all your redemption options.
4. Choose your preferred option and the representative will process the request for you.

Remember, there could be waiting periods during peak times, so patience might be necessary when opting to redeem via phone.

Final Thoughts

BMO's Rewards Points program is a fantastic way to stretch your dollar further. Whether you're using online banking, the mobile app, or calling customer service, there are numerous ways to make your points work harder for you. Happy saving!