How to Cancel BMO MasterCard: Your Ultimate Guide

We understand that there might be numerous reasons for wanting to cancel your BMO MasterCard. It could be due to high-interest rates, annual fees, or perhaps you've found another offer that is far more appealing to you. Regardless of the reason, we've prepared a detailed guide to walk you through the process of cancelling your BMO MasterCard. We have outlined three primary methods for you: via online banking, through a mobile app, and by calling the customer service.

Cancel BMO MasterCard Via Online Banking

Online banking provides a convenient and secure way for BMO customers to manage their MasterCard. Here's how you can cancel your BMO MasterCard via online banking.

• First, access BMO's banking website and log in to your account.
• Proceed to 'My Accounts' section.
• Identify the BMO MasterCard account you wish to close.
• Find the option to 'Manage my Card'.
• From the list of available options, select 'Close Account'.
• Follow the ensuing prompts to confirm your decision.

Remember, it's essential to clear out outstanding balance before closing the account to avoid penalties or damaging your credit score.

Cancel BMO MasterCard Via Mobile App

You can also use BMO's mobile app to cancel your MasterCard. Here are the steps:

• Download and open the BMO Mobile Banking App from your smartphone.
• Sign in with your BMO Online Banking login details.
• Upon logging in, head to the 'My Accounts' section.
• Select the MasterCard you want to cancel.
• Go to the ‘Manage my Card’ section.
• Choose 'Close Account' and follow the on-screen instructions to finish the process.

Make sure that all pending transactions are completed or disputed before you make a cancellation request.

Cancel BMO MasterCard by Calling Customer Service

If you are uncomfortable with digital banking or if you prefer talking to someone, you can always opt to call customer service to cancel your card. Here’s how:

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• Locate the customer service number at the back of your card.
• Upon placing your call, select the option to talk to a customer service representative.
• Inform the representative about your decision to cancel the card.
• They might ask some information to verify your identity and try to convince you to keep the card, but stay firm on your decision.
• If requested, send a written cancellation notice for record purposes.

Remember, patience is key as hold times for customer service can be lengthy. Check account activity after some days to ensure the account has been closed.

We hope this guide aids you in cancelling your BMO MasterCard smoothly. Remember, always ensure that all outstanding balances are settled, and redeem your rewards before cancelling your card. We wish you the best on your financial journey!