How To Open A Rbc Bank Account

how to open a rbc bank account

How to Open an RBC Bank Account: A Comprehensive Guide

Opening an RBC bank account is a simple and straightforward process. As one of Canada's largest and most reputable banks, RBC offers a variety of account options to cater to different needs and lifestyles. Striving to provide convenience, they have made the account opening process feasible through online banking, their mobile app, and customer service calls. In this piece, we will thoroughly discuss these three methods.

Option 1: Opening an RBC Bank Account through Online Banking

Online banking is one of the most convenient ways to open an RBC bank account. Not only does it save you the hassle of physically visiting a local branch, but it also allows you to open an account anytime and anywhere, as long as you have a reliable internet connection. Here are the steps you need to follow to open an RBC bank account online:

  • Visit the RBC website.
  • Select the type of bank account you want to open (savings, checking or business).
  • Click on 'Open an Account' and fill in the necessary personal information.
  • Complete the online form by filling in your Social Insurance Number (SIN), employment details, and identification documents.
  • Submit the form and wait for the approval.

After submission, RBC will review your application. Once approved, you'll receive an email with further instructions to finalize the account creation process.

Option 2: Opening an RBC Bank Account through Mobile App

Another way to open an RBC bank account is through their mobile app. It provides an easy, user-friendly interface that allows you to create an account while on-the-go. Here's how:

  • Download and install the RBC Mobile app from the App Store (iOS) or Google Play Store (Android).
  • Launch the app, and select 'Open an Account' on the app’s homepage.
  • Choose the type of account you wish to open.
  • Provide all the required personal and financial information.
  • Agree to all terms and conditions. Confirm and submit your application.

Upon submission, RBC will review your application similarly to the online banking process and follow up via email.

Option 3: Opening an RBC Bank Account through Customer Service Call

If you prefer human guidance in your application, calling RBC's customer service is the perfect choice for you. Let us guide you through the steps.

  • Ensure you have your SIN and valid identification documents ready.
  • Call the RBC customer service line applicable to your region.
  • Express your desire to open an account. You will be guided through the rest of the procedure by the customer service representative.

Note that the processing and approval time might take longer because of this method's manual nature.

Now that you know the three different ways to open an RBC bank account, you can choose the method that best aligns with your comfort and convenience. While all three methods require similar information, the way you provide it is flexible. Decide what works best for you and begin your journey with RBC today.