How To Check Credit Score Rbc

how to check credit score rbc

How to Check Your Credit Score Using RBC's Services

Understanding your credit score is crucial to maintaining your financial health. A good credit score can open doors for you, affording you beneficial interest rates and better chances of loan approval. This guide will walk you through the process of how to check your credit score on the Royal Bank of Canada (RBC) platform. There are three simple ways to do this: Online banking, Mobile App, and through a call to customer service.

Online Banking

Checking your credit score using RBC's Online Banking platform is simple and straightforward. The process is done entirely online and comes with visuals that help you understand your credit history and factors affecting your score.

  • First, log in to your RBC Online Banking account. Make sure your account details, including your Client Card or Username and Password, are handy.
  • Once logged in, head to the “View Accounts” section.
  • Scroll down, and under the “Account Services” menu, click on “View Your Credit Score.”
  • Your credit score and report should be displayed. RBC provides the updated score every month for easier tracking of your credit health.

Mobile App

If you prefer to access your credit score on the go, the RBC mobile app is a handy tool. The app's user-friendly interface ensures quick and easy access to your credit score and report.

  • Download and open the RBC mobile app on your smartphone. Available on both Android and iOS platforms.
  • Login using your RBC credentials.
  • Once logged in, on the bottom of the screen, tap on 'More'.
  • Subsequently, under the 'Manage Accounts' section, click on 'Credit Score'.
  • Your credit score and historical trends should be displayed.

Call Customer Service

If you're a fan of traditional methods or unable to access the internet, you have the option to call RBC's diligent customer service to know your credit score.

  • Dial RBC’s customer service number at 1-800-769-2511.
  • Request to speak with a customer service representative who can help check your credit score.
  • Provide the necessary Identities and account information for verification.
  • Once your identity is verified, the representative will provide you with your credit score.

In conclusion, RBC provides you with several convenient options to check your credit score. Regularly monitoring your credit score can help you maintain a healthy financial profile. Remember that it’s not just about knowing your score, understanding the factors influencing it is equally important.