How To Find Credit Score Rbc

how to find credit score rbc

Introduction

Understanding your credit score is a key factor in maintaining financial health. Your credit score is a numerical representation of your creditworthiness, and banks like RBC perceive it as a major decision factor when approving for loans or credit cards. For RBC customers, there are several ways to access this information: online banking, mobile app, or through a customer service representative. This article will guide you through each option, ensuring you know how to find your credit score with RBC flawlessly.

Finding Credit Score through RBC Online Banking

With RBC's online banking feature, it’s convenience but secure. You have 24/7 access to your credit score at no extra cost. Here are the steps to follow:

  • Visit the RBC Online Banking website and log in using your credentials.
  • Upon successful login, find the 'Accounts' section.
  • On the drop-down menu, select 'View Credit Score'.
  • Follow additional instructions to access your score.

Note: Your credit score on RBC Online Banking is updated quarterly. If you notice a significant change in your score, it may be a good idea to contact RBC for more detailed information about the factors affecting your score.

Accessing Credit Score through RBC Mobile App

In this digital age, your financial information should be at your fingertips. By using the RBC mobile app, not only can you manage your money on the go, but you can also get a quick glance at your credit score. Here’s how:

  • Download the RBC Mobile app from the Apple App Store or Google Play Store.
  • Open the app and sign in with your Online Banking credentials.
  • Select the 'More' option in the bottom right corner of the screen.
  • Scroll down and tap 'View Credit Score'.

Be sure to regularly check your credit score on the RBC Mobile app to stay updated on any changes.

Obtaining your Credit Score via RBC's Customer Service

If you prefer a more traditional approach, you can also reach your credit score information by calling RBC's customer service. It could be a preferred method if you have questions or need additional advice on how to improve your credit score. Following are the steps:

  • Call the RBC customer service phone number.
  • Provide the appropriate information to confirm your identity.
  • Ask the representative to provide your current credit score.

Take advantage of this opportunity to ask any questions about your credit score. The customer service representatives are there to help and can provide detailed explanations and suggestions based on your circumstances.

Conclusion

Knowing your credit score and understanding the factors that affect it is essential to manage and improve it over time. RBC provides several options for checking your credit score - online banking, mobile app, or contacting customer service. Choose the one that is most convenient for you and take control of your financial health.

Remember, your credit score is not static; it changes based on your financial habits. So, make it a habit to check it regularly. The more you know, the better you can manage it and have it work in your favour when you need it the most.