When is RBC Cash Back Paid? Understanding Your Options

As a Royal Bank of Canada (RBC) customer, you may be enjoying the benefits of their cash back rewards. If you're new to the program or considering joining, you may be asking "when is RBC cash back paid?" Understanding the payout schedule and how to access your rewards is crucial. This article will guide you on how to redeem your cash back using online banking, mobile app, and by placing a call to customer service. Each of these options will be detailed using the

tag for easy reference.

Redeeming Cash Back Through RBC Online Banking

Online banking is one of the most convenient ways to redeem your RBC cash back rewards. It gives you instant access to your accounts and offers you a seamless experience. Below are the steps to guide you through this process:

• Log in to your RBC online banking account.
• Navigate to the account summary page.
• Select the credit card account associated with your cash back rewards.
• Click on the 'View Rewards' or 'Manage Rewards' option.
• This should open a detailed page showing your earned cash back and options to redeem them.

It's that simple! However, remember that the cash back is typically paid out annually in December. Nevertheless, it's advisable to check your account regularly to keep track of your rewards balances.

Redeeming Cash Back Through RBC Mobile App

If you prefer banking on the go, the RBC Mobile App is a great alternative. It affords you the same capabilities as online banking, with added convenience. Here’s how you can redeem your cash back through the mobile app:

• Open your RBC Mobile App.
• Log in to your account.
• Find and select 'My Rewards' or 'Rewards' from your dashboard or menu.
• Select your relevant credit card account.
• From here, you'll see your available cash back rewards and redemption options.

The mobile app also provides the comfort of banking from anywhere at any time, allowing you to manage your rewards effortlessly.

Redeeming Cash Back by Calling RBC Customer Service

If you'd rather have a human guide you through redeeming your cash back rewards, you can get this done by simply making a phone call. You can call RBC's customer service at 1-800-769-2511. Let's walk through the general process:

• Dial the customer service number.
• Navigate through the prompts to speak with a representative.
• Provide your account details for verification purposes.
• Ask about your cash back rewards balance and the representative will guide you through how to redeem.

This option is perfect if you are not tech-savvy or prefer personalized service. Note, however, that working hours may vary, so consider this when choosing this service.

In conclusion, RBC has provided a variety of ways for customers to access their cash back rewards. Understanding these methods will empower you to take full advantage of your rewards. Be sure to keep an eye on your cash back balances and don't forget - they are typically paid out in December each year!

Given these options, you are fully armed to get the best out of your RBC cash back rewards. Happy banking!

Note: To ensure the best experience, make sure to regularly update your app and keep your login details secure. For any challenges faced during this process, do not hesitate to contact RBC customer service or visit the online help center.