What Bank Does Koho Use

what bank does koho use

Koho: Reinventing Digital Banking

Koho, an innovative fintech player, is radically altering the banking industry by offering an online banking system that combines convenience, functionality, and user-friendly interfaces. With the surge in digital banking services, it's essential to clarify how Koho provides high-quality service to its clients.

What Bank Does Koho Use?

Koho operates on a model that might seem unconventional to traditional banking customers. Unlike conventional banks, Koho isn't a bank itself, but it partners with a chartered bank to hold and safeguard its customers' deposits. The People’s Trust Company — a federally regulated, CDIC-insured bank — collaborates with Koho to provide a fully-secured banking experience for users.

Online Banking with Koho

Koho's online banking platform transforms your computer into a virtual branch. It's not just about being able to conduct transactions, but offering an engaging, intuitive platform that empowers users to manage their financial lives digitally.

Starting from creating your account to managing finances, Koho's platform ensures seamless navigation. You can perform functions like transferring funds, setting up automatic bill payments, checking account balance, and track spending in real-time.

Banking on the Go: Koho Mobile App

Embracing a mobile-first approach, the Koho app undoubtedly stands out in today's digital banking realm. Its intuitive and strikingly colorful interface aims to simplify banking processes and promote financial transparency.

Not just a mobile wallet, the app enlightens users with real-time insights into their spending habits and offers instant cashback rewards. You can schedule payments, transfer money, freeze and unfreeze your card, set savings goals, and more.

Direct Contact: Koho Customer Service

Despite being a digital-first platform, Koho values the importance of human connection. In case of any queries, issues, or general inquiries, users can directly reach out to Koho’s customer service team via phone or email. The customer service team is trained to resolve issues promptly and assure you of a quick resolution.

Conclusion

Banking has come a long way, and Koho leads that change, offering a revolutionary approach to managing and interacting with your money. With options like online banking and its mobile app, coupled with excellent customer service, Koho ensures that your banking experience is not only secure but also straightforward and efficient.

In partnership with the People’s Trust Company, Koho presents a digital banking model that is pleasingly cinematic and functionally impressive. By steering clear from traditional banking fees and rigid structures, Koho offers flexibility, transparency, and financial empowerment.