ScotiaConnect • One Time EFT Payment Import

Scotiabank EFT File Generator & Validator

Programmatically create and verify One Time EFT Payment Import CSV files for upload through ScotiaConnect's EFT Payments service.

100% Client-Side Privacy
Live Syntax & Length Validation
Supports Credit & Debit Payments
Matches ScotiaConnect's One Time EFT Payment Import Layout
Disclaimer

This tool is an independent utility provided by Currency Mart Inc. for convenience and is not affiliated with, endorsed by, or sponsored by The Bank of Nova Scotia (Scotiabank) or any financial institution. It is provided “as is” without warranty of any kind, and file layouts may change without notice. Always confirm your account setup and verify generated or validated files against ScotiaConnect's current official specification before submitting them for processing. Currency Mart Inc. is not responsible for rejected files, transmission errors, or any financial loss arising from use of this tool. All processing happens locally in your browser — no file content is transmitted to or stored on Currency Mart's servers.

1 Payment Batch Information
ScotiaConnect • One Time EFT Payment Import

Backdating: debits up to 170 days, credits up to 30 days. Future-dating: up to 60 days.

2 Payment Details & Recipients
# Payee / Payor Name (max 30) Institution # (3) Transit # (5) Account # (max 12) Amount ($) Cross Ref # (max 19, required)
0 Payments
$0.00 Total Batch Amount
One Time EFT Payment Import CSV
EFT File Ready
1 Upload or Paste EFT Payment Import CSV
Drag and drop your Scotiabank EFT Payment Import file here

Accepts .csv or .txt files • Parsed 100% locally in your browser

Validation Report
Line # Record Status Field Name Diagnostic Message
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Scotiabank EFT Technical Reference & Guidelines

One Time EFT Payment Import Field Rules
  • Type — always EO for a one-time payment import (this tool sets it automatically).
  • Payment Group — must match a Payment Group already set up on your ScotiaConnect EFT Payments service.
  • Institution / Transit — the payee's (beneficiary's) bank routing, validated against ScotiaConnect's BENE BANK table.
  • Amount — must be numeric and > 0; $ and commas are accepted by ScotiaConnect but this tool outputs a plain decimal.
  • Payment Type — must be exactly Credit or Debit.
  • Cross Ref. Number — mandatory for this import type (max 19 chars), unlike some other banks' optional cross-reference fields.
  • CPA Code — must be numeric and exist in ScotiaConnect's CPA code list for your service.
Canadian Institution ID Reference

Canadian EFT standard encodes banking routing as 0 + 3-digit Institution + 5-digit Transit:

  • 0002 — Scotiabank (The Bank of Nova Scotia)
  • 0001 — Bank of Montreal (BMO)
  • 0003 — Royal Bank of Canada (RBC)
  • 0004 — Toronto-Dominion Bank (TD)
  • 0010 — Canadian Imperial Bank of Commerce (CIBC)

The Institution/Transit fields in this format describe the payee's bank (the BENE BANK table) — there's no separate "return account" field, since your own Scotiabank source account is already linked to your chosen Payment Group inside ScotiaConnect.

Due Date Windows
  • Debit payments can be backdated up to 170 calendar days.
  • Credit payments can be backdated up to 30 calendar days.
  • All payments can be future-dated up to 60 calendar days.
  • If left blank, Due Date defaults to the current date.
Independent financial utility tool provided by Currency Mart Inc. Not affiliated with or endorsed by The Bank of Nova Scotia. Self-test: running...