Currency Exchange Union Station Toronto | Currency Mart
Closest Currency Exchange Near Union Station
Looking for currency exchange near Union Station Toronto? Currency Mart is the closest foreign exchange office — just a 12-minute walk via Toronto's underground PATH network. Located at 120 Adelaide St. W. in the Richmond-Adelaide Centre, we offer competitive rates on over 70 currencies with no hidden fees. Whether you're arriving by GO Train, UP Express, or TTC subway, you can walk to us entirely indoors through PATH.
How to Walk from Union Station via PATH
Exit Union Station into the PATH network heading north. Walk through the Royal York Hotel corridor, continue north through the TD Centre towers, then proceed through the Commerce Court PATH. Continue north past the Sheraton Centre and you'll arrive at the Richmond-Adelaide Centre. Currency Mart is located inside the food court level, beside the handicap ramp. The entire walk is indoors — no need to step outside, rain or shine.
As a locally operated money exchange near Union Station since 2012, we consistently beat bank rates — saving travellers and commuters more on every transaction. Skip the airport kiosks and exchange currency near Union Station at Currency Mart instead.
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Our Services
Three ways to exchange money at Currency Mart.
Buy Foreign Banknotes
Bring your foreign currency to any Currency Mart branch and receive Canadian dollars on the spot. We accept USD, EUR, GBP, JPY, AUD, CNY and 70+ others. No appointment — just walk in.
Sell Foreign Banknotes
Need foreign cash before a trip? We sell over 70 currencies from in-store inventory at all 4 locations. Walk in and leave with the currency you need the same day — no pre-ordering required for major currencies.
Non-Cash Exchange
For USD, EUR, and GBP wire transfers and bank drafts, we offer non-cash exchange at rates better than physical banknotes. Well-suited for real estate transactions, business payments, and larger personal transfers.
Trade USD/CAD Online 24/7
Currency Pair
How it works?Mid-Market Rate
What is Mid-Market Rate?Online USD/CAD Exchange
Requirements | Payments | Settlements
Requirements
- Have Both USD & CAD accounts in Canada
- Provide a valid ID & Utility Bill
USD Payments
- Electronic Fund Transfer
- Wire
CAD Payments
- Electronic Fund Transfer
- Wire
- e-Transfer
- Debit
Settlements
How fast payments settle depends on how you pay us.
- e-Transfer - 2 Business Days
- Debit - 2 Business Days
- Electronic Fund Transfer - 5 Business Days
- Wire - 2-5 Business Days
47,000+ Customers
200,000+ Transactions
300 Million+ Exchanged
Branch Information
Monday - Wednesday: 8:30 am - 4:30 pm
Thursday - Friday: 8:30 am - 4:30 pm
torontopath@currencymart.net
Why Exchange Currency Near Union Station at Currency Mart
More value on every exchange — here's why GO Train, UP Express, and VIA Rail travellers choose us over the banks.
70+ Currencies in Stock
From US dollars and euros to less common currencies, ready for pickup same day. No waiting, no back-ordering for major currencies.
Better Rates Than Banks
Our margins run 0.5–1.5% over mid-market, compared to the 2–4% banks typically charge. On a $2,000 exchange, that's $30–50 more in your pocket.
$3.75 Fees
$3.75 CAD fee per currency except USD/CAD Exchange.
$3.75 USD fee per currency if customers pay exchange by USD.
Preorder & Save
Lock in today's rate online or by phone and pick up when it suits you. Secure a favourable rate before it moves.
12 Min. from Union Station via PATH
Connected to Union Station through Toronto's underground PATH network. Walk entirely indoors — rain, snow, or shine — from GO Train, UP Express, or TTC subway platforms.
Currency Converter
Live Exchange Rate
The rate can only be guaranteed at the time of transaction.
WARNING: Inventory is constantly changing.
Compare Rates with Banks
Live Rate Comparison
Updated 8 am Weekday — Next refresh in 5:00| Currency | Currency Mart exchange | RBC bank | TD bank | BMO bank | Scotia bank |
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Buy rate by default — CAD per 1 unit of foreign currency. Green = best rate, red = worst.
Google Reviews
Google Reviews (4.2 / 117 reviews)
3 months ago
Great place to exchange currency! I’ve came here to exchange GBP, Brazilian rials, Chilean peso, Mexican peso etc, and I’ve been given great rates and great service every time!
3 years ago
Super fast super efficient . Better rates than most of the other names in Toronto DT/ financial district. Location was a bit of a find, but the person over the phone was super responsive and helpful.
3 months ago
Great experience, Very friendly team and competitive rate in the area!!!
Our Branches Across Canada
Walk in anytime — no appointment needed. Bring a government-issued ID.
Downtown
240 Graham Ave, Suite 290
Winnipeg, MB R3C 0J7
St. Vital
1225 St Mary's Rd, #26D
Winnipeg, MB R2M 5E5
Downtown
120 Adelaide St W, #R7
Toronto, ON M5H 1T1
North York
4841 Yonge St, Unit 237D
Toronto, ON M2N 5X2
Parking Instruction
Parking is $3.50 for 30 minutes. Walk into a steel door beside pay station at P1 level, labeled as PATH. Walk straight through the Sheraton Hotel and keep walking straight to Richmond-Adelaide Centre. We are on the other side of the food court, beside a handicap ramp.
Parking Entrance at 100 Queen St. W.
PATH Entrance inside Parking P1 Level
Walk Straight Through Shearton Hotel
Richmond-Adelaide Centre in PATH
Access Currency Mart
About 2 minutes walk. Walking into the building of 110 Adelaide St. W., take the escalator from the lobby down to Toronto PATH. Turn right at Rexalll drug store and walk stright to foot court. We are inside the food court, beside a handicap ramp.
About 1 minutes walk. Walking into the building of 120 Adelaide St. W., take the escalator behind the security desk down to Toronto PATH, we are 6 shops away on your right hand side, beside a handicap ramp.
About 1 minutes walk. Walking into the building of 130 Adelaide St. W., take the escalator from the lobby down to Toronto PATH. Turn left at Rexall drug store and walk stright to foot court. We are inside the food court, beside a handicap ramp.
About 1 minutes walk. Walking into the building of 85 Richmond St. W., take the escalator down to Toronto PATH, we are on the other side of the food court beside a handicap ramp.
About 12 minutes walk, entirely indoors via PATH. Exit Union Station into the PATH network heading north. Walk through the Royal York Hotel corridor, continue north through the TD Centre towers, then proceed through Commerce Court PATH. Continue north past the Sheraton Centre and you'll arrive at the Richmond-Adelaide Centre. Currency Mart is located inside the food court level, beside the handicap ramp.
Currency Exchange Near Union Station — What You Need to Know
Union Station is Toronto's busiest transportation hub, serving over 300,000 passengers daily via GO Transit, UP Express to Pearson Airport, VIA Rail, and the TTC subway (Line 1 Yonge-University). If you're arriving in Toronto and need to exchange currency, Currency Mart is the closest dedicated foreign exchange office reachable from Union Station through the PATH — Toronto's 30-kilometre underground pedestrian network.
Unlike hotel lobbies or airport kiosks that charge premiums of 4–8% over mid-market rates, Currency Mart offers competitive spreads of just 0.5–1.5%. For travellers arriving at Union Station from Pearson Airport via the UP Express, exchanging currency at our PATH location instead of at the airport can save $40–$80 on a typical $1,000 CAD transaction.
Our location at 120 Adelaide St. W. in the Richmond-Adelaide Centre is connected to Union Station entirely through the indoor PATH system. This means you never need to step outside — ideal during Toronto's cold winters or rainy days. The walk takes approximately 12 minutes at a comfortable pace.
Step-by-Step PATH Route from Union Station to Currency Mart
- Exit Union Station platforms and follow signs for PATH North
- Walk through the Fairmont Royal York Hotel corridor heading north
- Continue through the TD Centre towers (follow PATH signs)
- Proceed north through Commerce Court
- Continue past the Sheraton Centre
- You'll arrive at the Richmond-Adelaide Centre food court level
- Currency Mart is inside the food court, beside the handicap ramp
Tip: Look for the orange PATH signs throughout the underground network. The route is well-marked and wheelchair accessible.
Frequently Asked Questions — Currency Exchange Near Union Station
Where is the closest currency exchange near Union Station Toronto?
Currency Mart at 120 Adelaide St. W. in the Richmond-Adelaide Centre is the closest currency exchange to Union Station Toronto. It is a 12-minute walk entirely indoors via the PATH underground network.
How do I walk from Union Station to Currency Mart via PATH?
Exit Union Station into the PATH network heading north. Walk through the Royal York Hotel corridor, continue north through the TD Centre towers, then proceed through Commerce Court PATH. Continue north past the Sheraton Centre and you will arrive at the Richmond-Adelaide Centre. Currency Mart is located inside the food court level, beside the handicap ramp. The entire 12-minute walk is indoors.
What currencies can I exchange near Union Station?
Currency Mart stocks over 70 currencies for immediate exchange, including USD, EUR, GBP, JPY, AUD, CHF, CNY, INR, PHP, MXN, and many more. Major currencies like US dollars and euros are always available same day with no back-ordering required.
Are Currency Mart's exchange rates better than banks near Union Station?
Yes. Currency Mart's margins run 0.5 to 1.5 percent over the mid-market rate, compared to the 2 to 4 percent that banks typically charge. On a $2,000 CAD exchange, that can save you $30 to $50 compared to major banks.
Can I exchange currency near Union Station on weekends?
Currency Mart's Toronto Downtown PATH location is open Monday to Friday. For weekend exchanges, you can preorder online or by phone to lock in the rate and pick up on the next business day. Check our website or call 647-812-2286 for current hours.
Do I need ID to exchange currency near Union Station Toronto?
For transactions under $3,000 CAD, no ID is required. For transactions of $3,000 CAD or more, a valid government-issued photo ID is required under Canadian federal regulations (FINTRAC).