Live Rates
Foreign Exchange Toronto

120 Adelaide St W • Richmond-Adelaide Centre in PATH

51+ Currencies Since 2012 FINTRAC Licensed
Toronto PATH Location

Inside Richmond-Adelaide Centre food court

📞 (647) 812-2286
Richmond-Adelaide Centre

Find us inside the PATH network

Currency Exchange Toronto | Currency Mart

Currency Mart is Toronto's trusted destination for currency exchange, offering competitive rates on over 60 currencies at our Downtown PATH location at 120 Adelaide St W in Richmond-Adelaide Centre. Whether you need foreign exchange in Toronto for travel, business, or international transfers, we provide fast, transparent service with no hidden fees. As a locally operated money exchange in Toronto since 2012, we consistently beat bank rates — saving our customers more on every transaction.

Why Exchange Currency at Currency Mart Toronto

More value on every exchange — here's why thousands of Torontonians choose us over the banks.

🌐
51+ Currencies in Stock

From US dollars and euros to less common currencies, ready for pickup same day. No waiting, no back-ordering for major currencies.

📈
Better Rates Than Banks

Our margins run 0.5–1.5% over mid-market, compared to the 2–4% banks typically charge. On a $2,000 exchange, that's $30–50 more in your pocket.

💰
$3.75 Fees

$3.75 CAD fee per currency except USD/CAD Exchange.

$3.75 USD fee per currency if customers pay exchange by USD.

🔒
Preorder & Save

Lock in today's rate online or by phone and pick up when it suits you. Secure a favourable rate before it moves.

📍
Downtown PATH Location

120 Adelaide St W, inside Toronto's underground PATH network at Richmond-Adelaide Centre — accessible from multiple subway stations year-round.

Our Services

Three ways to exchange money at Currency Mart.

🪙
Buy Foreign Banknotes

Bring your foreign currency to any Currency Mart branch and receive Canadian dollars on the spot. We accept USD, EUR, GBP, JPY, AUD, CNY and 70+ others. No appointment — just walk in.

💵
Sell Foreign Banknotes

Need foreign cash before a trip? We sell over 70 currencies from in-store inventory at all 4 locations. Walk in and leave with the currency you need the same day — no pre-ordering required for major currencies.

🔄
Non-Cash Exchange

For USD, EUR, and GBP wire transfers and bank drafts, we offer non-cash exchange at rates better than physical banknotes. Well-suited for real estate transactions, business payments, and larger personal transfers.

77,000+ Customers
500,000+ Transactions
$900M+ Exchanged
51+ Currencies
4 Locations
Since 2012 FINTRAC M11432814

Trade USD/CAD Online 24/7

Requirements | Payments | Settlements

🪙
Requirements
  • Have both USD & CAD accounts in Canada
  • Provide a valid ID & utility bill
💵
USD Payments
  • Electronic Fund Transfer
  • Wire
💵
CAD Payments
  • Electronic Fund Transfer
  • Wire
  • e-Transfer
  • Debit
🔄
Settlements

How fast payments settle depends on how you pay us.

  • e-Transfer – 2 Business Days
  • Debit – 2 Business Days
  • Electronic Fund Transfer – 5 Business Days
  • Wire – 2–5 Business Days

Toronto Downtown Branch

Toronto
Downtown PATH

120 Adelaide St W, #R7
Toronto, ON M5H 1T1

Mon–Wed  8:30 am – 6:30 pm
Thu–Fri    8:30 am – 7:00 pm
Sat         10:00 am – 3:30 pm

torontopath@currencymart.net

How to Find Us

Currency Mart is in the Toronto PATH at Richmond-Adelaide Centre, at the intersection of York St. and Adelaide St.

Parking — 100 Queen St. W.

Parking is $3.50 for 30 minutes at 100 Queen St. W. (York & Queen). Walk into a steel door beside pay station at P1 level, labeled as PATH. Walk straight through the Sheraton Hotel and keep walking straight to Richmond-Adelaide Centre. We are on the other side of the food court, beside a handicap ramp.

From 110 Adelaide St. W.

About 2 minutes walk. Walking into the building of 110 Adelaide St. W., take the escalator from the lobby down to Toronto PATH. Turn right at Rexall drug store and walk straight to food court. We are inside the food court, beside a handicap ramp.

From 120 Adelaide St. W.

About 1 minute walk. Walking into the building of 120 Adelaide St. W., take the escalator behind the security desk down to Toronto PATH, we are 6 shops away on your right hand side, beside a handicap ramp.

From 130 Adelaide St. W.

About 1 minute walk. Walking into the building of 130 Adelaide St. W., take the escalator from the lobby down to Toronto PATH. Turn left at Rexall drug store and walk straight to food court. We are inside the food court, beside a handicap ramp.

From 85 Richmond St. W.

About 1 minute walk. Walking into the building of 85 Richmond St. W., take the escalator down to Toronto PATH, we are on the other side of the food court beside a handicap ramp.

From 111 Richmond St. W.

About 1 minute walk. Walking into the building of 111 Richmond St. W., take the escalator on your left hand side down to Toronto PATH, we are 6 shops away on your right hand side.

From Queen Station (8 Min.)

Walk out Queen Station from south bound platform, turn left walk into the Bay. Turn right in the Bay, and keep walking straight to Thompson Building, keep walking straight to Sheraton Centre, and turn left. We are 6 shops away on your right hand side.

From St. Andrew Station (6 Min.)

About 4 minutes walk via the PATH network.

From King Station (10 Min.)

About 8 minutes walk via the PATH network.

Our Branches Across Canada

Walk in anytime — bring a government-issued ID.

Toronto
North York

4841 Yonge St, Unit 237D
Toronto, ON M2N 5X2

Mon–Wed  9:30 am – 6:00 pm
Thu–Fri    9:30 am – 7:00 pm
Sat         10:00 am – 4:00 pm
Winnipeg
Downtown Skywalk

240 Graham Ave, Suite 290
Winnipeg, MB R3C 0J7

Mon–Fri  9:00 am – 5:00 pm
Sat–Sun  Closed
Winnipeg
St. Vital

1225 St Mary's Rd, #26D
Winnipeg, MB R2M 5E5

Mon–Fri  10:00 am – 8:00 pm
Sat         10:00 am – 6:00 pm
Sun         11:00 am – 6:00 pm