Currency Exchange Toronto


 47,000+ Customers

 100,000+ Transactions

 $300,000,000+ Exchanged

 51+ Currencines in Stock

 78 Currencies Trade

 Live Rates Online

 Since 2012

 4 Locations

 License: M11432814

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Why sell to us?

Visiting Canada with your home currency on hand? No problem. We can convert 78 currencies to Canadian dollars in four of our locations. Our curency exchange rates are guaranteed better than other similar businesses in airports or tourist destinations. Why? We are a business established in the local communities and looking for repeat businesses, not a one-time deal.

Studying in Canada is a long journey and take years to accomplish. A good currency exchange broker can save you a lot of money during your stay in Canada. Our rates to purchase currency from you can earn you up to 2% more than local banks. Why? Banks have so many locations and their operating costs are much higher.

Currency exchange rates go up and down 24/7 and creates many opportunities to invest in Toronto, Winnipeg or North York. Do you take advantage of the weak Canadian dollar or strong US dollar to invest in Canada? Take additional advantage to buy/sell foreign exchange with Currency Mart instead of major banks.

Do you know, in general, Canadian banks make more profit by purchasing foreign currencies from customers than selling foreign currencies to customers? For example, banks make 5% profit by buying foreign currencies from customers, but only 3% profit to sell foreign currencies to customers. Currency Mart's foreign currency buy-in rate is guaranteed better than the major banks. On average, our profit margin is only 1%.

Why buy from us?

Are you travelling to overseas countries? No problem. Currency Mart has 51 foreign currencies in stock daily such as US Dollar, Euros, Japanese Yen and Great Britain Pound and can bring in an additional 20 foreign currencies in 1-3 business days. More than sell foreign currency to you, we take care of your leftover money too. Bring your foreign currency bills back to us within 30 days from the date of purchase, with your receipt, we will buy back up to 30% of your total purchase at the same rate.

Mexican Peso, East Caribbean Dollar or Costa Rican colón? No problem. We have them all either in stock or 1-3 days notice. Are you thinking about exchanging money either before your departure or after your arrival? A hassle-free vacation starts from having foreign cash on hand. In general, our exchange rates are better than overseas travel destinations or hotel front desks. The same idea as coke is cheaper in supermarkets than in convenient stores.

When you have a bank account in the USA, we can wire transfer US dollars to your account for only $35.00(cad) no matter the wire amount, so no need to bring US cash with you. Savings can be hundreds of dollars per year.

Bringing USD cash for shopping in the US is a far better idea than credit cards. Most credit cards charge a 2.5% convenience fee, which is on top of the exchange rates. Besides, you have no idea what rates credit card companies have applied until after the transaction. Our USD to CAD rate is about 2% cheaper than major Canadian banks.

Shopping on Amazon US site or paying off your us dollar credit card? Purchasing a US Dollar cheque to pay off your credit card is cheaper than purchasing US Dollars from your bank. Deposit our USD cheque onto your credit card account, up to 2% savings from the exchange rate.

Many Canadians think about purchasing/renting a property in the USA, and we can help. By taking up to 2% off from Canadian dollar to US dollar exchange rate compared to major banks, we can help make your dream a reality and the savings can be thousands.

Frequently Asked Questions

A few reasons make our currency exchange rates better than banks'. Mainly, we deal with more customers than banks because banks can only deal with customers who have accounts with them. More clients make our operation more efficient and drive our average transaction cost down, so we can afford to offer currency exchange rates better than banks. Additionally, our locations are for optimizing currency exchange business only, such as downtown cores or shopping centres. Oppositely, banks are everywhere, but some places are no demands at all. Again, currency exchange oriented location makes our operation more efficient.

The majority of our foreign currency banknotes are still from banks. Besides, all our retail locations have with state-of-the-art bill counters which recognize denominations and detect counterfeit bills.

The Canadian government agency, FINTRAC, issued the currency exchange business license to Currency Mart and renewed every two years. Our license No. is M11432814. Please verify our license by name from the FINTRAC website. FINTRAC Currency Mart has four currency exchange service locations registered with FINTRAC, in Cargill building of Winnipeg downtown, in St. Vital Shopping Centre of Winnipeg, in Richmond-Adelaide Centre of Toronto downtown PATH and Yonge Sheppard Centre of North York.

Coins are too heavy to ship around the globe. Currency shipping requires unique security measurement, so the shipping cost can easily over the value of coins. None of our locations in Winnipeg and Toronto deals with coins. In fact, not only us, almost all currency exchange dealers are not deal with coins.

Currency Mart does not have a limit for currency exchange amount, and customers can exchange any amount. However, there are a few limits customers may need to know. The debit card limit is from $500 to a few thousand a day, pending on your account. Cash withdraw from bank branches for both USD and CAD usually is $3000 per day without reservation.

The answer is Yes and No. Most similar currency exchange dealers need to convert one foreign currency to Canadian dollar first before they can exchange to another foreign currency. That means those dealers make money twice. Currency Mart can do a better job, we can directly convert foreign currencies to US dollars or from USD to other foreign currencies, but for foreign currency other than USD, we still have to exchange to CAD first.